St. Marys, GA 31558 107 Stern Street

Located in the gated coastal community of Cumberland Harbour, this 0.18 acre wooded wedge shaped homesite offers the opportunity to build a custom home in one of St. Marys' most well known coastal neighborhoods. Positioned outside of the flood zone and maintained in its natural wooded condition, this parcel provides flexibility for homesite design while preserving the natural Low Country setting. Cumberland Harbour offers an extensive list of community amenities including community docks with deep water access, multiple pools, clubhouse, fitness center, tennis courts, pickleball courts, basketball courts, and walking trails. The community is known for its coastal Georgia landscape featuring tidal marshes, mature live oaks, and preserved natural surroundings. Conveniently located approximately 15 minutes from Kings Bay Naval Base and about 40 minutes from Jacksonville International Airport, this property offers access to major employment centers, regional travel, and coastal recreation while maintaining a private coastal neighborhood setting. Situated on a peninsula bordered by the St. Marys River, North River, and the Intracoastal Waterway, Cumberland Harbour offers access to boating, fishing, kayaking, and outdoor coastal recreation. The community is located across from Cumberland Island National Seashore and is a short drive to historic downtown St. Marys, shopping, dining, and regional services. City water and sewer are available within the community. Buyer should verify all utility connections, building requirements, and approved builder guidelines during due diligence. Community construction guidelines and approved builder programs are in place. Buyers may explore construction financing options, including VA construction loans and conventional construction financing with approved lenders. This homesite is well positioned within the community with convenient access to the main gate.